oldschool CxC

Wednesday, June 14, 2006

Well, since no one wants to contribute or comment or rant lately (maybe we're all watching world cup football (oops, soccer)), I'll tell you a funny story that happened to me.

Back in March, I did emergency surgery on a lady after hours and she recovered after a short stay in the hospital. She was a "cash" patient (which means no insurance). I saw her a couple of times post-op and just last week, I saw her for the final time. Of course, she had yet to settle up things, and she told my biller the following (somewhat paraphrased):

"I don't qualify for Medi-Cal, I don't have any money, and I'm not going to pay you."

Isn't that funny?


Blogger Sony said...

That's nice. I have a mental picture of my medical costs rising. people have such a wierd sense of entitlement to medical care.

There once was a time where emergency rooms could turn away people who couldn't pay. I'm not sure why California mandates all drivers have insurnace, but not all users of medical services have insurance. I'm not sure of teh why behind much guvment action.

5:22 PM  
Blogger Sony said...

and, oh yes, I have been watching Copa Mundial. How the U.S. found itself in the most difficult of 8 groups while Mexico gets Angola and Iran makes no sense. I'm pretty sure the US qualified much higher. I guess that's teh price of being the biggest murdering terrorist nation of all time.

5:25 PM  
Blogger Samuel said...

bush lied and our soccer team died.

that call against the US vs Ghana was bullshit. almost as bad as the NBA giving the dwayne wade 20 free throws a game and every call down the stretch. particually the end of game 5 and game 6 where he pushes nowitski in the chest and gets two free throws. man oh man i love watching free throws decide a game. now THAT's basketball.

at least 'zo got a ring.

8:42 AM  
Blogger Samuel said...

glenn, you don't take some type of deposit up front? can't you just tell her that you implanted an IED that's connected to her account balance?

8:45 AM  
Blogger Sony said...

If we were a real soccer loving nation, someone would shoot Claudio Reyna when he gets home. Until we get that level of fan support, we'll never win at kickball.

2:51 PM  
Blogger Samuel said...

rofl kickball

1:23 PM  
Blogger REkz said...

Glenn, are you upset she didn't pay? It's not like the $$$ comes out of your paycheck, right? Are you affected by this poverty -- it's only the insurance co's that get hit, no?

IMHO it's the insurance co's (one of Amer's most profitable industries) that should take the hit on stuff like this. Over the last 10 yrs, I don't see the HMOs/PPOs having added anything to the medical practice except LOTS of paperwork & hoops to jump thru, and you have to pay them to get the joy of doing all this extra unnecessary work.

When I lived in Spain, Australia, & Austria, I had a few medical issues come up. Was I surprised at the low cost of insurance for foreigners & students at that time. No visit cost me more than $20, if anything at all.

Personally, I'd prefer all Americans get 100% full medical coverage rather than sending soldiers to Iraq for billions. If my vote mattered in the USA, I'd vote for that.

Frankly, I say props to her for that move. It's unfortunate that it goes like that, but would it be better if she died or put her family into massive debt?

How many big-wig executives have I met that add little to no value at their jobs, but have full coverage, benefits, offices, assistants, exp accounts, and more?

Despite what the American dream stands for, it's not a matter of how hard you work -- it's what color is your skin and who do you know. Which means if you look 'right', you can get medical.

There are certainly exceptions, but I also have met a LOT of dumb white people that have lots of $$$ primarily b/c of nepotism. I work in a large financial software co where MOST of the sales force are white men, MOST of the account managers are white women, and most of the tech people are various minorities (Indian, Asian, and Jews). Do I see a pattern in that? HA!

1:58 PM  
Blogger Erik said...

Kaiser is an HMO. We run at about a 3% margin in good years, just enough to cover the bad ones which are a comin'. And we still have idiots demanding we lower our rates and increase care.

11:12 PM  
Blogger REkz said...

I hear you that Kaiser reports a 3% margin in good years.

Personally, I think the concept of hospitals being profit-making institutions is another hilarious & deadly example of Reaganomics.

I wonder why people think that's a good idea? It puts doctors in a bind (to maximize profits by seeing more people and delivering quicker care while trying to give decent care), insurance companies actively block people from getting assistance, tests, visits, equipment, and help, and hospitals are charging patients & insurance co's more money to pay private investors a profit.

Schools, hospitals, roadways, phone systems/internet, and other core infrastructure pieces are clear aresa that need GOVT and TAXPAYER support, not the investments of private enterprise.

The military also needs GOVT $ (so we can keep it under control) and should also not be privatized b/c of that danger, but there should be a ratio that locks military spending below perhaps 1/3 of total infrastructure spending or something similar.

It's weird to me that both Glenn & Sony seem to see this woman as the culprit and the system is not in question. I see the system as the culprit, Glenn & the woman as unfortunate victims, and the insurance co's as the winners.

I heard Erik say that Kaiser only makes 3% in good years, but most US medical insurance co's are raking in the $$$. Before the neverending war & the oil gouging based on speculation, medical insurance and jails were the biggest growing sectors in the US Economy.

11:47 PM  
Blogger Erik said...

The next time you are sick, I want you to make sure you only take medicine or undergo procedures that were developed by non-profit institutions. That way you won't be guilty by association with those pernicious profit-takers, nor a hypocrite.

10:25 AM  

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